Often referred to as “emergency or supplemental medical travel insurance” is designed to reimburse you for emergency hospital/medical expenses incurred, over and above those the Ontario Health Insurance Plan (OHIP) will cover, while travelling outside of Canada.
Travel Insurance Rider for Hockey Players I know a lot of individuals who travel to the US for hockey tournaments or exhibition games. Travel insurance has changed in that this type of activity is now covered generally by a rider (an addon to a basic travel insurance policy). “Hockey, recreational or professional is covered with the […]
Travel Insurance for Frequent Travelers Here’s a few ways to save money, if you are or plan to be a frequent traveler outside Canada. Multi-Trip Plan If you are a frequent traveler, have you considered “multi-trip” coverage? In a given year, if you take more than three trips out of province (or the US or […]
How Long Should Snowbirds REALLY Stay Out of Canada? Snowbirds and Travelers to the US A lot of retirees travel south each winter to escape the cold. They are probably well aware how their medical coverage through OHIP works (up to 212 days which is effectively 7 months) and hopefully purchase adequate “travel insurance“, so they don’t find themselves in a financial mess should […]
Credit Card Travel Insurance Coverage I have heard stories whereby consumers thought they had emergency medical travel insurance through their credit card when in fact they didn’t or it had specific limitations they were not aware of. Don’t make that mistake and review what coverages you have. As a financial planner who offers specific travel insurance […]
Travel80 Term Travel Insurance – The one travel product you’ll ever need Do you travel often or plan to do so. Is frequent travel outside the province part of your life or possibly part of your future plans? If you are in habit of buying travel insurance every time you plan to go on a trip, it can […]