When Your Group Benefits End Apply within 60 days of your group benefits ending, and enjoy uninterrupted health care coverage – without a medical questionnaire! Worried about losing your group health and dental benefits? Anxious about the many medical expenses you’ll have to start paying for out-of-pocket because of the increasing gaps in your provincial health insurance plan? Concerned that you may […]
How You Can Save 1000s of Dollars on Term Life Insurance Renewals What is a renewal anyway? When you buy a term life insurance policy, it has a fixed cost for a fixed period of time. For example, 10 year term insurance means the monthly payment (called “premium” in insurance lingo) stays the same each […]
Understand Travel Insurance Before You Buy CBC’s Marketplace host, Erica Johnson, had published an article about a couple who had a health issue while traveling and was subsequently denied a claim based upon filling out the travel insurance questionnaire incorrectly. If you don’t understand what you are filling out, you should get the answers before completing the rest of the […]
Sid the Kid has $20M Disability DI Policy One of the greatest hockey players is Sidney Crosby. While he has an obvious knack for putting the puck in the net, he is also a hard working forward who doesn’t hold anything back in the corners. Unfortuneately other less skilled player know this and it seems, in my […]
Taking Care of Business: Buy-Sell Funding Business owners face and evaluate risk every day. One tool to consider using is a risk matrix as shown below. The key point is to make sure that your highly critical, low probability risks are minimized i.e. moving from point A to point B. Probability Risk Severity High Medium […]