The key to successful financial planning is cash and debt management. With the constant pressure for instant gratification many. Financial management is more than preparing a preparing a budget, or figuring out when you can afford to buy a house. In many cases a client may not have the cash flow to fund his or her objectives and that’s where I can help. By properly structuring your debts I can help you achieve your financial goals and objectives.
Identity Theft: How’s Your Credit Rating? You may have seen several TV ads by a major credit card company in the US, which depicts a victim of identity theft. Using a voiceover by the thief, the victim recounts the story by the thief and the spending spree they go on. Is the ad catchy and […]
Smoke and Mirrors: Buying a New Car In general, I keep my vehicles about 10 years, so it’s been awhile since I have been in this game. Some things have changed but the overall process is the same. Last time, I actually researched what vehicle I wanted by test-driving the selected models to eliminate the […]
Your Cash Management Plan: The Emergency Fund As a financial planner, I often observe when I meet prospective clients for the first time is their lack of an emergency fund as part of their cash management plan. Why do we need an emergency fund? At anytime, we could experience a situation where our cash flow […]