TFSA versus RRSP The Tax Free Savings Account, TFSA, was introduced in 2009. The current contribution limit for both 2009 and 2010 is $5,000. If you don’t use it, you don’t lose it i.e. the limits are cumulative. Therefore, if you are age 18 or over in 2009, you now have $10,000 of TFSA room. […]
To Hedge or Not to Hedge…that is the question! In a recent publication in the Globe and Mail, Scotia Capital’s portfolio strategist Vincent Delisle stated that Canada represents 3.7% of the MSCI World Index (source: Globe and Mail Tuesday, September 8, 2009 02:10 PM, “Buy Canada, says Scotia”). While Canada is undoubtedly a great place […]
Time to Look at the Big Picture While markets have rallied off their March 2009 lows, investors face uncertainty when investing solely in equity markets especially when it comes to their retirement portfolios. This article addresses the issue of stress testing your retirement income plan. I’ve written about this numerous times but it bears repeating […]
Secular Bear and Bull Markets One thing I do is spend time researching the history of the markets. While it does not predict the future, there are some interesting observations that you may be unaware of which could make a significant impact on how you view the markets and how you invest going forward. Over […]
Have We Bottomed? This is the question on everyone’s mind. Unfortunately no one knows for sure! Leading economic indicators change before the economy changes You may have noticed that the equity markets have risen of late even though the economic news continues to be bad. Company earnings are down but in many cases are beating […]