Understand Travel Insurance Before You Buy
CBC’s Marketplace host, Erica Johnson, just published an article about a couple who had a health issue while
traveling and was subsequently denied a claim based upon filling out the travel insurance questionnaire incorrectly.
I think Erica’s statement that the questionnaire is “full of convoluted language, confusing clauses and tricky definitions” is simply her opinion and not a fact. The fact is that if you don’t understand what you are filling out, you should get the answers before completing the rest of the form. It’s called underwriting and for up to $5 Million in coverage, the insurer has a right to ask detailed medical history questions. It doesn’t cost a penny more to use a licensed insurance advisor such as myself. I can help you work through the questionnaire together and clarify questions so this situation is unlikely to happen. There are many policy options to consider to get the best value. Sometimes the cheapest price isn’t the best solution!
CBC Marketplace – Watch the episode
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