UNDERSTANDING TRAVEL INSURANCE
Are your planning to pop over to Watertown for a quick shopping trip? Perhaps you’re exploring Canada’s coast, heading to the Caribbean or travelling overseas?
Travel Insurance while out-of-province helps protect you against the cost of unexpected emergencies that may occur during your trip – costs only marginally covered by OHIP.
As a financial planner, I worry that my clients may not have sufficient coverage and in the event of a major medical emergency, their financial plan might be ruined! It’s one of the low probability, but high impact events that often gets overlooked.
The Financial Services Commission of Ontario provides a great summary of commonly asked questions below.
What I Offer
I offer TuGo Travel Insurance whereby you can get a quote online in a few minutes. Even if you’re age 60+, TuGo offers a Simplified Medical Health Questionnaire with very competitive pre-existing condition coverage. The questions are simple and straightforward. If you find the quote acceptable, you can continue and purchase directly from the website. Payments can be made online via credit card. Once completed, the policy is emailed directly to you.
But, if you aren’t comfortable doing it yourself or just have additional questions, don’t hesitate to contact me. Simply click here to email me and I can work though a quote for you either via email or phone, whichever is most convenient.
Travel Insurance Rider for Hockey Players I know a lot of individuals who travel to the US for hockey tournaments or exhibition games. Last year, TuGo Travel insurance added a “rider” for sporting events like hockey to be covered. A “rider” is an addon to a basic travel insurance policy. In a recent discussion with my …
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Travel Insurance for Frequent Travelers As you may be aware, I offer travel insurance as a “life-licensed” broker. I strongly believe in travel insurance because for a few dollars a day, it covers you and your family if a “major medical emergency” were to occur when you were travelling outside Ontario. The cost outside Ontario …
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How Long Should Snowbirds REALLY Stay Out of Canada? Snowbirds and Travellers to the US A lot of retirees travel south each winter to escape the cold. They are probably well aware how their medical coverage through OHIP works (up to 212 days which is effectively 7 months) and hopefully purchase adequate “travel insurance“, so they don’t find themselves in a financial mess …
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Credit Card Travel Insurance Coverage I have heard stories whereby consumers thought they had emergency medical travel insurance through their credit card when in fact they didn’t or it had specific limitations they were not aware of. Don’t make that mistake and review what coverages you have. As a financial planner who offers specific travel insurance …
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Travel80 Term Travel Insurance – The one travel product you’ll ever need Do you travel often or plan to do so. Is frequent travel outside the province part of your life or possibly part of your future plans? If you are in habit of buying travel insurance every time you plan to go on a trip, it …
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