Jan 16 2018

High Interest Accounts Can Earn 2.25% to June 30, 2018

From now through June 30, 2018, Manulife Bank clients can earn 2.25% interest when opening any of the following accounts by May 18, 2018:

  • Personal Advantage Account (non-registered, Canadian dollar)
  • Registered Advantage Account (our registered retirement savings plan)
  • Tax-Free Advantage Account (our tax-free savings account)

There is no minimum balance required, and interest is earned on every new dollar deposited into the account(s).

Offer details

  Registered Advantage Account (RRSP) and Tax-Free
Advantage Account (TFSA)
Personal Advantage Account
Rate 2.25% 2.25%
Eligibility period May 18, 2018 May 18, 2018
Promotional interest period Dec. 8, 2017 through
June 30, 2018
Dec. 8, 2017 through
June 30, 2018
Eligible accounts New and existing accounts New accounts only
Maximum new balance $ 250,000 $ 250,000
Eligible deposits Deposits must be new
to the account
Deposits must be new to Manulife Bank
Reasons to take ‘Advantage’ of these great offers – now!

By opening an Advantage Account –non-registered, RRSP or TFSA, you will receive:

  • A high interest rate on every dollar in the account – no minimum balance required!
  • Flexibility – making deposits and withdrawals easy and convenient

Personal Advantage Account interest-rate offer

Interest-rate offer for Registered Advantage Account and Tax-Free Advantage Account:

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Dec 20 2017

New YouTube Channel

New YouTube Channel

Just a quick note that I’ve launched my YouTube channel today.  Only a trailer to start but stay tuned for new videos from time to time. Yes I was nervous but hopefully I’ll get better with practice.

 

 

 

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Oct 20 2017

Attention Sears Canada Employees: Part 1

Attention Sears Canada Employees: Part 1

This article applies to most employees being terminated from their employment. I’ll use the current Sears Canada situation because as of the time of writing this article, there were numerous employees being severed from their jobs earlier this year and now with Sears Canada being shut down, this situation can apply to a lot of employees.

Having been a former Nortel employee, I know what it’s like to lose your job and the turmoil that happens especially in the first few months.  If you’re not retiring, then finding a new job is priority one.  Lower on the priority list is continued Health and Dental coverage.

This article focuses specifically on Health and Dental Plans.

Why It May Be a Time Sensitive Decision for You

When you leave you employer, you will lose your employee benefits.  Manulife offers a unique program called FollowMe™ Health whereby, you can purchase a benefit plan if you do so within 60 days of leaving your former employer without “evidence of insurability”.  Why might this be important?  If for example, you are diabetic and you try to purchase a plan that is “underwritten”, you would most likely be declined i.e. no coverage.

What Types of Plans are Offered?

You can choose from four different FollowMe Health plans, depending on your needs
and budget. There are plans with or without dental benefits and with varying levels of prescription drug coverage, plus coverage for vision care, massage therapy,hearing aids and much more. You can also add emergency medical travel insurance to your plan for a small additional fee.

Special Note:

If you were let go from Sears Canada and are outside the 60 day window, Manulife has a special limited time offer that you can purchase FollowMe™ Health before November 9, 2017. Click here to learn more.

Please email me directly for further information or to apply!

*Limitations, restrictions, and exclusions may apply.

Related Articles:

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Oct 18 2017

Open a Manulife Advantage Account ONLINE – Earn 2.25% [*1] interest through April 2018!

Open a Manulife Advantage Account ONLINE

– Earn 2.25% [1] interest through April 2018!

I’m excited to share details on an exclusive, limited-time offer Manulife Bank has made available to select advisors, including myself. I believe this opportunity may be a great complement to your current financial plan.

High interest rate on new everyday banking and savings account
Apply for a personal, non-registered, Canadian-dollar Advantage Account online now and you’ll receive an interest rate of 2.25% [1] on every deposit you make to your new account through March 16 2018.[1]

You’ll also receive:

  • A high interest rate on every deposit2 – higher than rates offered by most financial institutions — to help build your savings, and
  • Everyday banking features and services, such as:
    • An Interac Flash® access card to make direct purchases and bank at more than 3,500 automated banking machines (ABM) across Canada that make up THE EXCHANGE® Network – the second largest ABM network in the country.
    • The ability to transfer funds, pay bills and send Interac® eTransfers conveniently using online or mobile banking, and
    • Free, unlimited everyday banking when you have a balance of $5,000 or more in your account.[2]

Easy Online Application

Applying for an account online is easy and convenient; the process will likely take five minutes or less to complete. Click here to begin your application.

Please contact me if you have further questions.


[1] Promotional rate only applies to the net daily account balance up to a maximum of $250,000 (Canadian dollars) during the offer period. Deposit(s) that exceed this amount, up to and including $2 million, are entitled to our regular posted variable interest rate only.

[2] Everyday banking fees for ABM cash withdrawals, Interac direct payments (debit), Interac e-Transfer and bill payments are waived when the account balance is $5,000 or more. All other everyday withdrawal and deposit transactions are free at any balance. Other convenience fees may apply to withdrawals made at ABMs that are not part of THE EXCHANGE® Network and direct-payment purchases using your Manulife Bank access card. Visit manulifebank.ca for additional details.

[3] To qualify for this offer, you must apply for a new personal, non-registered, Canadian-dollar Advantage Account using Manulife Bank’s online application process (client.manulifebank.com). The promotional interest rate of 2.25% is made up of the regular posted variable annual interest rate of 1.10% and the variable annual promotional rate of 1.15%, calculated daily and paid monthly from Oct. 11,2017 to April 30, 2018 on net new deposits received from Oct. 11, 2017 through March 16, 2018. Rates are as at Oct. 11, 2017 and subject to change without notice. Visit client.manulifebank.com for full terms and conditions.

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Oct 18 2017

FollowMe Limited Time Offer from Manulife until November 9 2017

FollowMeTM Health Insurance Special Offer until November 9

Whether you were ever covered by an employer sponsored Health and Dental Plan or not, Manulife has a special limited time offer until November 9, 2017: the FollowMe™ Health individual insurance plan.

Normally you can only apply for FollowMeTM Health Insurance within 60-days of leaving any existing group plan but until November 9, 2017, Manulife is waiving the 60-day application window, making FollowMe Health available to you now.*

Whether you are retired or not, help ensure you’re  health-care costs don’t derail your financial plans. 

Your Acceptance is Guaranteed!

FollowMe Health is  guaranteed acceptance meaning no medical questions when you apply. 

What Types of Plans are Offered?

You can choose from four different FollowMe Health plans, depending on your needs
and budget. There are plans with or without dental benefits and with varying levels of prescription drug coverage, plus coverage for vision care, massage therapy,hearing aids and much more. You can also add emergency medical travel insurance to your plan for a small additional fee.

Please contact me for further information or to apply!

*Limitations, restrictions, and exclusions may apply.

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